I want to switch mortgage lenders—do I have to pass the stress test again?
If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.
Real Estate
Buying a second home: How it works in Canada
Here’s what home owners and investors should know about the rules, financing options and tax implications of buying a...
Down payment for a second home in Canada: How much do you need?
Second homes and rental properties have their own down payment requirements. Here’s what to expect when buying a second...
Second mortgages in Canada: What are the rules?
Interested in buying a second property? Familiarize yourself with the mortgage rules first to make sure it’s the right...
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New mortgage changes for 2024: Wider access to 30-year mortgages and more
Liberals announce expansion to mortgage eligibility, draft rights for renters, buyers.
High borrowing costs, record completions lead to condo oversupply
Condo prices in the Greater Toronto Area fell as the number of active listings grew. Experts predict a gradual...
What is porting a mortgage in Canada—and when should you do it?
While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...
Tax implications of adding a child’s name to your rental property
To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...
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What happens if your mortgage renewal is denied?
Many home owners are experiencing “rate shock” upon renewal—and in some cases, getting turned away by their lender. Here’s...