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retirement budget

Older couple taking a selfie while traveling

Retired Money

Financial independence and travel: Can you have both?

Experts explore whether financial independence is compatible with long-term travel, highlighting remote work, geoarbitrage, and cost-efficient “bleisure” lifestyles.

Financial independence and travel: Can you have both?

Retirement

How to plan for old age when you don’t have kids

More and more Canadians are entering their golden years without grown children to help out should they lose their...

How to plan for old age when you don’t have kids
A senior-age man and woman check their financial accounts on a laptop

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How to manage your tax withholding in retirement

Canadians accustomed to annual tax refunds may be surprised to owe tax in retirement and have government benefits clawed...

How to manage your tax withholding in retirement
A grandfather and grandson sit in front of a Happy Birthday sign.

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When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

When do CPP and OAS pension payment increases happen around your birthday?

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A hopeful-looking older woman on her living room sofa

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Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

Planning to use your home equity in retirement

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Can you make RRSP contributions after age 71?

Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...

Can you make RRSP contributions after age 71?
Canadian man at 71 thinking about his RRIF withdrawal plan on a walk.

Retired Money

How to make sure you have enough money to fund your RRIF withdrawals

Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?

How to make sure you have enough money to fund your RRIF withdrawals
Older woman working in department store

Retired Money

Why “unretirement” may be the fate of so many Canadians

Economic uncertainty, inflation and the decline of workplace pensions have left growing numbers of seniors unable to leave their...

Why “unretirement” may be the fate of so many Canadians

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How RRIF withdrawals work when you have multiple registered accounts

Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part...

How RRIF withdrawals work when you have multiple registered accounts

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