Retirement income Archives

Annuities promise guaranteed lifetime income—so why do Canadians avoid them? We unpack the “annuity puzzle” and when they may...

Experts weigh in on how the classic 4% withdrawal rule is evolving—and how retirees can tailor it to their...

Different retirement income strategies using registered accounts produce different outcomes. You must pick your priorities.

While most Canadians will benefit from continuing to contribute until the day they retire, some will be better off...

Here’s how Canada’s retirement pension plan works, who’s eligible for CPP, when you can start receiving CPP, and CPP...

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...

A financial planner explains some tax-saving strategies that Canadian retirees may not have thought of.

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

A MoneySense reader asks about survivor benefits for spouses. Here’s how defined benefit and CPP survivor payments work in...