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retirement planning

A senior couple sing and play ukulele in their living room

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How the Liberals’ re-election impacts RRIFs, taxes and more

The party’s platform proposals may impact RRIF minimum withdrawals, income tax and more. Here’s how Canadians can plan for...

How the Liberals’ re-election impacts RRIFs, taxes and more

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How to avoid RRSP overcontributions when you have a deferred profit sharing plan

Maxing out employer contributions is an easy way to boost your retirement savings. Here’s how to do it without...

How to avoid RRSP overcontributions when you have a deferred profit sharing plan
Seniors estate planning

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Should I draw down my RRIF to avoid estate taxes?

Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...

Should I draw down my RRIF to avoid estate taxes?

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Can you make RRSP contributions after age 71?

Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...

Can you make RRSP contributions after age 71?

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When and how should I start drawing on my retirement savings?

There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...

When and how should I start drawing on my retirement savings?
Older woman working in department store

Retired Money

Why “unretirement” may be the fate of so many Canadians

Economic uncertainty, inflation and the decline of workplace pensions have left growing numbers of seniors unable to leave their...

Why “unretirement” may be the fate of so many Canadians

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How RRIF withdrawals work when you have multiple registered accounts

Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part...

How RRIF withdrawals work when you have multiple registered accounts
Canadian parents with their adult children, having a good time, spending money on a dinner, knowing they have money in the estate for their adult kids. Is life insurance the answer?

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Do retirees need life insurance?

A Certified Financial Planner looks at the different strategies to ask your own advisor: Is life insurance the answer?

Do retirees need life insurance?

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Waist up photo of financial advisor Sean Wilson with a city building in the background.

Financial Planning

Sean Wilson, financial advisor

This is Sean Wilson, a Certified Financial Planner based in Calgary, Alberta.

Sean Wilson, financial advisor

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