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RRSP

A couple sitting on their couch enjoying their home, as they look out the windwo

Debt

Should you take RRSP withdrawals to pay down debt?

With a partner out of work, this reader is considering a RRSP withdrawal to try to reduce her mortgage...

Should you take RRSP withdrawals to pay down debt?
A couple in their mid-50s sits on a bench along the water in front of of condo buildings.

Investing

Selling your house? Here’s where to invest the proceeds

What to do with the proceeds of a house sale, RRSPs and TFSAs? Invest. Here's how robo-advisors might work.

Selling your house? Here’s where to invest the proceeds

Ask a Planner

How a young family can make the best use of an insurance payout

Katie and Tom just received a tax-free, lump-sum insurance payout. They’d like advice on how to prioritize RRSPs, TFSAs,...

How a young family can make the best use of an insurance payout

Pensions

Can you transfer your full pension into an RRSP?

Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP...

Can you transfer your full pension into an RRSP?

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RRIFs

How to decide when to convert RRSPs to RIFFs

Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated

How to decide when to convert RRSPs to RIFFs

Ask MoneySense

How to roll over money from an RRSP to an RDSP?

With a disability saving plan, be sure to include rollover details in your will

How to roll over money from an RRSP to an RDSP?

Investing

How to make a spousal RRSP work for you

The Williams are doing well, but are looking for more ways to make their investments more efficient

How to make a spousal RRSP work for you
rrsp withdrawals

Columns

How do I decide between mutual funds and ETFs?

It's a good question, but there are a few other issues to consider first

How do I decide between mutual funds and ETFs?

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RRSP contribution limit

Investing

Should I over-contribute to my group RRSP?

Will I come out ahead?

Should I over-contribute to my group RRSP?

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