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selling your home

A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do you need to buy a home in Canada? A look at housing affordability in May 2025

How much income do you need to buy a home in Canada? A look at housing affordability in May 2025
A hopeful-looking older woman on her living room sofa

Ask a Planner

Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

Planning to use your home equity in retirement
A middle-aged couple dance in their new condo
Your home sold—now what?

Ask a Planner

Revising the fair market value of a property for tax purposes

Can you retroactively change the valuation of a rental property before selling it to reduce capital gains tax in...

Revising the fair market value of a property for tax purposes

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A young man is smiles as he considers ways to minimize his capital gains tax

Taxes

Capital gains tax in Canada, explained

Learn how capital gains are taxed and how to avoid paying more taxes than necessary when selling your assets....

Capital gains tax in Canada, explained
Canadian couple outside of home, wondering if they should transfer it to their corporation.

Ask MoneySense

Is transferring your principal residence to your corporation a good idea?

Would swapping a house for cash from a corporation save on taxes? And is this tactic worth it in...

Is transferring your principal residence to your corporation a good idea?
A couple receive the keys to their new home from a realtor

Real Estate

The tax implications of buying a second home in Canada

Vacation or rental property, or both? Here are the taxes you can expect on a secondary property in Canada,...

The tax implications of buying a second home in Canada

Mortgages

What is porting a mortgage in Canada—and when should you do it?

While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...

What is porting a mortgage in Canada—and when should you do it?

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Two movers sit in the front of their van

Spend

How much do movers cost?

If you’re getting ready to move house in Canada, here’s what you can expect to spend on movers, plus...

How much do movers cost?

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