spousal RRSP Archives

Your RRSP contribution limit comes from unused deduction room plus 18% of last year’s income. Use our RRSP calculator...

A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...

A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?

Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...

Here’s a primer for Canadians planning for the tax payable on a non-registered account at death, including capital gains...

To have liquidity and reduce taxes, Canadians can move money between registered accounts. But what are the tax, contribution...

A Certified Financial Planner provides perspective on the TFSA vs. RRSP question for a couple in their late 50s...

There are financial and logistical challenges to being single in retirement. Here are some tips to tackle them, especially...

What do changes to capital gains in Canada teach us about tax planning generally? And how should we approach...