Ask a Planner

Can I still use my FHSA after my spouse bought a condo?

Short answer: Yes. But to take advantage of this amazing tax shelter, you need to understand the CRA’s rules...

Mortgages

Making sense of the Bank of Canada interest rate decision on January 28, 2026

The Bank of Canada holds its benchmark rate at 2.25%, impacting variable mortgages, fixed rates, and savings as economic...

Save

You can negotiate more of your life than you think

Many everyday expenses in Canada are negotiable—from groceries to bills. Learn expert strategies to save money by asking, leveraging,...

Spend

The newcomer’s smart spending guide: Turn everyday purchases into rewards

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News

BMO replaces Air Miles with new Blue Rewards program

BMO’s new Blue Rewards program offers simpler, personalized perks and new partners for Canadian loyalty members this summer.

Real Estate

Why 2026 could be a year to rent, not buy

Canada’s rental market is shifting: falling rents, more supply, and new perks give renters more choice and bargaining power...

Benefits

Unpacking the proposed Canada Groceries and Essentials Benefit

Canada’s proposed Groceries and Essentials Benefit could boost GST credits for millions. Here’s who qualifies, how much you could...

Ask a Planner

How does rent from a family member or common-law partner get taxed?

Is rent from a family member or common-law partner taxable? Learn when it counts as income, what expenses you...

Taxes

2025 tax credits, due dates, and when you can file: Your 2025 income tax return guide

Everything Canadians need to know about 2025 income taxes: filing dates, CRA deadlines, tax credits, brackets, and what’s new...