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Articles By Jason Heath, CFP:

Salaries

Become a millionaire by investing the wage hike?

It's hard to invest money when you're making minimum wage. But you can make the boost add up

Become a millionaire by investing the wage hike?
pension lira

Pensions

Pension income splitting explained

The kind of pension that qualifies, when it makes sense to defer and the tax consequences to watch out...

Pension income splitting explained

TFSAs

What happens to your spouse’s TFSA if they die

It depends on whether you're their beneficiary, a successor holder or neither

What happens to your spouse’s TFSA if they die

RESPs

The best way to transfer RESP money to an RRSP

Transferring in-kind versus cashing out, plus keep in mind penalties due

The best way to transfer RESP money to an RRSP
goalie defending to illustrate defensive stocks

Investing

When to load up on defensive stocks

Timing the market is difficult; instead, focus on your own asset allocation and risk tolerance

When to load up on defensive stocks
senior retiree man planning for retirement

Retirement

Do I need to retire my debt, before I retire myself?

It might make more sense to pay off debt later

Do I need to retire my debt, before I retire myself?

Retirement

How can I use my extra RRSP room when I retire?

You can't use up next year's room this year, but there are ways to put that room to work

How can I use my extra RRSP room when I retire?

Financial Planning

Is an RRSP worth it if you’re retiring abroad?

It makes sense from a tax perspective but might make investing a hassle

Is an RRSP worth it if you’re retiring abroad?
rrsp withdrawals

Debt

When using RRSP money for debt is a bad idea

You may have to withdraw twice the amount you owe

When using RRSP money for debt is a bad idea