Special to MoneySense

Debt consolidation: What you need to know

Online only, 24/10/2019 / Comments (0)

By consolidating your loans, you can transfer higher-interest debts that you struggle to keep track of into a single lower-interest obligation. Read on to learn the different options, and whether consolidation is the right choice for you.

Ready, set…retire?

Online only, 11/10/2019 / Comments (0)

At 49, Simon has about $600,000 in registered and non-registered investments, and wonders if it’s enough to live on through his golden years.

“When should I claim the cost of renovations to my rental property?”

Online only, 10/10/2019 / Comments (0)

Whether to write off the cost of renovations annually, or upon the sale of the property, depends on how you plan to use it. Do you intend to hold it as a source of income, or sell it in short order to take advantage of rising real estate values?

5 easy ways to boost your investing confidence

Online only, 07/10/2019 / Comments (0)

If worries about your investing savvy are holding you back, these ideas can boost your knowledge of the basics.

Should James take a lump-sum pension buyout and invest the money himself?

Online only, 04/10/2019 / Comments (0)

Upon closer consideration, many people find that keeping their guaranteed pension payments leaves them better off.

What is an EPSP, and how does it affect employees at tax time?

Online only, 30/09/2019 / Comments (0)

Corporations can choose to share a portion of profits with their employees by setting up a trust, called an employee profit sharing plan. Here’s a quick look at how it works.

“Should I sue for wrongful dismissal?”

Online only, 25/09/2019 / Comments (0)

Dave believes he was fired for disagreeing with his boss, and that he was shortchanged in his severance package. Could he receive a worthwhile sum of money by suing?

Taking control of your finances with confidence

Online only, 23/09/2019 / Comments (0)

Only 30% of women are confident about their finances. EQ Bank’s online resource stnce aims to change that by providing a safe space where financial resources are available at the click of a mouse.

When your investment partners don’t play by the CRA’s rules

Online only, 12/09/2019 / Comments (0)

Marcus and some friends turned a profit on their investment property. Trouble is, two of them plan to keep the income a secret from the Canada Revenue Agency. How can Marcus protect himself?

How are jointly held investment accounts taxed?

Online only, 10/09/2019 / Comments (0)

Joint ownership makes access to the investments easier by a surviving spouse, but requires diligent record-keeping while you’re both alive.

Should you add your grandkids as joint tenants on stocks?

Online only, 29/08/2019 / Comments (0)

Avoiding probate is one advantage.

How to leave money to an adult child with no investing know-how

Online only, 14/08/2019 / Comments (0)

Dee wants to ensure that her son receives a regular monthly income, while protecting the lump sum of his inheritance. What are the options?

When are credit-card rewards worth paying an annual fee?

Online only, 01/08/2019 / Comments (0)

We crunched the numbers to help one couple decide whether to switch from their current no-fee card.

Camp like a rock star

Online only, 24/07/2019 / Comments (0)

Try a sports or music adult camp—the splurge is well worth the money

Do teenagers need to file a tax return if they work part-time?

Online only, 19/07/2019 / Comments (0)

Like many milestones, this one can be used as a “teachable moment” for kids and parents.