Ask a Planner Archives

The rates offered on guaranteed investment certificates have skyrocketed over the past two years. Here are considerations for investors...

There is no avoiding risk. Even a high-interest savings account could lose its purchasing power. So, what’s the safest...

Seniors with large retirement accounts face a big tax-deferred liability. Which tax and estate planning strategies might help?

Investment income is subject to tax in Canada, including in some tax-sheltered accounts. Find out more about how passive...

Should you open a margin account with your broker, or opt for an RRSP loan? Read about the potential...

Selling a home to become an empty nester as prices keep rising can feel like mistiming the market. Here’s...

A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....

Couples are sometimes torn between making their wedding a big celebration and starting their financial life together on the...

Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...