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Financial Planning

Joint tenancy vs. tenants in common

You can jointly own assets in two ways. Remember, each has different estate planning and tax implications

Joint tenancy vs. tenants in common

Retirement

How to boost your retirement income

Patricia is trying to figure out how best to maximize her retirement income with the least amount of tax...

How to boost your retirement income

Taxes

Recovering from bad Home Buyers’ Plan advice

Scott got incorrect tax advice and now he’s trying to figure out the best way to fix things on...

Recovering from bad Home Buyers’ Plan advice
life insurance

Life Insurance

Should I have life insurance in retirement?

George isn't sure if his $100 monthly insurance premiums are better off in a savings account

Should I have life insurance in retirement?

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TFSAs

Retirement

How to pay less tax on your RRSP withdrawals

Shaune is looking for tax-efficient ways to draw down on his and his wife’s RRSPs in retirement. What should...

How to pay less tax on your RRSP withdrawals
job automation

Mutual Funds

Low-cost mutual funds or robo-advisor?

If investing were all about the fees, online advisors would win hands down

Low-cost mutual funds or robo-advisor?

RRIFs

RRIF or annuity: Which one is right for you?

Igor is turning 71 and has a choice to make. Here are the pros and cons of each

RRIF or annuity: Which one is right for you?
RRSPs

Spend

Should you ever use an RRSP to pay tuition fees?

David is juggling debt and cash flow obligations and wonder how best to reduce their housing costs and cover...

Should you ever use an RRSP to pay tuition fees?

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cash flow

Financial Planning

Pay down the mortgage or invest?

Liam has a house that he's planning to convert to a rental property. Should he pay down his mortgage...

Pay down the mortgage or invest?

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