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Financial literacy

A retired woman on a sofa reading a book

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

RRIF and LIF withdrawal rates: Everything you need to know
A senior-age man and woman check their financial accounts on a laptop

Ask a Planner

How to manage your tax withholding in retirement

Canadians accustomed to annual tax refunds may be surprised to owe tax in retirement and have government benefits clawed...

How to manage your tax withholding in retirement
A woman pumps gas into her sedan

Budgeting

What is the Canada Carbon Rebate?

Learn about Canada’s carbon tax, launched in 2019 and ended in 2025.

What is the Canada Carbon Rebate?
Phone showing a screen of the Wealthsimple app where you can trade stocks, such as APPL

Investing

Wealthsimple Trade in-depth review 2025: The pros and cons of investing on this app

Is it easy to buy and sell stocks and ETFs? Is it safe for Canadian investors? Find out the...

Wealthsimple Trade in-depth review 2025: The pros and cons of investing on this app

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A grandfather and grandson sit in front of a Happy Birthday sign.

Ask a Planner

When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

When do CPP and OAS pension payment increases happen around your birthday?
Vickram Agarwal and his first car in Canada, a used white Nissan hatchback

Newcomers to Canada

Buying a car in Canada: 7 tips for newcomers

What you need to know about buying and leasing, credit scores, auto insurance and more.

Buying a car in Canada: 7 tips for newcomers
Canadian couple in their first home happy the BoC held its rate.

Columns

Making sense of the Bank of Canada interest rate decision on June 4, 2025

Making sense of the Bank of Canada interest rate decision on June 4, 2025
The Bank of Canada in Ottawa

News

BoC held its rate on June 4—here’s why

The Bank of Canada held its key rate at 2.75%, citing high uncertainty, tariffs and more.

BoC held its rate on June 4—here’s why

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A hopeful-looking older woman on her living room sofa

Ask a Planner

Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

Planning to use your home equity in retirement

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