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RESPs

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How a young family can make the best use of an insurance payout

Katie and Tom just received a tax-free, lump-sum insurance payout. They’d like advice on how to prioritize RRSPs, TFSAs,...

How a young family can make the best use of an insurance payout

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Can you make a transfer from an RESP to a spouse’s RRSP?

Ralph has unused savings in a registered education savings plan, and wonders if he can move the taxable portion...

Can you make a transfer from an RESP to a spouse’s RRSP?

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Investing tips for expectant parents

Dario and Brianna estimate they’ll have $10,000 a year to put towards retirement savings, their child’s education or paying...

Investing tips for expectant parents

Financial Planning

10 things private schools won’t tell you

Some private schools deliver great educations. Others are major disappointments. We set out to discover what really goes on...

10 things private schools won’t tell you

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The bank of grandma and grandpa

Sol wants to contribute to his grandkids’ future with annual gifts he’ll start now. What’s the best way to...

The bank of grandma and grandpa

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“Will my hard-working teen have to pay tax on withdrawals from our family RESP?”

Scott is wondering how to split Registered Education Savings Plan funds between his children to minimize the tax payable...

“Will my hard-working teen have to pay tax on withdrawals from our family RESP?”

Investing

What is an RESP?

RESPs are a powerful education savings tool for parents. Here's why.

What is an RESP?

RESPs

Can I have a multi-generational RESP?

If money is left over in your child's RESP you can in theory use it for your future grandkid's...

Can I have a multi-generational RESP?

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RESPs

What happens to extra RESP money after the kids finish university?

How to transfer extra RESP money to an RRSP in the most tax-efficient way

What happens to extra RESP money after the kids finish university?

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