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RESPs

A man in his 50s, sitting in a college or university library, reading a book.

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The process of unlocking a LIRA account in Canada

What can you do? What can’t you do? Let’s clarify some conflicting online information about locked-in retirement accounts.

The process of unlocking a LIRA account in Canada
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Do you ever have a legal obligation to pay RESP money back to your parents?

Barbara wonders what a time-out from her studies might mean for her Registered Education Savings Plan, and if the...

Do you ever have a legal obligation to pay RESP money back to your parents?
student taking notes

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RESP guide: Making the shift from saving for your child’s post-secondary education, to funding it

Parents may spend years contributing to registered education savings plans for their kids, but only realize when it’s time...

RESP guide: Making the shift from saving for your child’s post-secondary education, to funding it

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Financial priorities for the new year

January is a good time to review your investments, tax and debt management planning. Here’s how to get started.

Financial priorities for the new year

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Unconventional ways of investing in a family RESP

Surprise: a lump-sum contribution is likely to result in more money, even though you forgo government grants. Plus, reassurance...

Unconventional ways of investing in a family RESP

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RESP investing for busy parents

Saving for your child’s post-secondary education—and taking advantage of government grants—is common sense. But many parents feel too overwhelmed...

RESP investing for busy parents

Taxes

Separation and divorce: How do we split up our investments?

When a relationship breaks down, there are tax implications arising from the division of investment assets. 

Separation and divorce: How do we split up our investments?

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The best ways to help kids financially

You don’t have to be rich to give children a good start in life. Here are six strategies to...

The best ways to help kids financially

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How to protect family RESPs from being raided

Morley is concerned about the education savings he’s putting aside for his son's twin boys. What happens if their...

How to protect family RESPs from being raided

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