RRSPs: Registered Retirement Savings Plans, investing, taxes & more

Retirement

How does a LIRA work after a pension transfer?

Ted is confused about his investment options after leaving a DC pension, and whether his pension money would be better off in a regular RRSP.

TFSAs

Why repaying student debt early is the best investment you can make

by Heather Franklin

RESPs

Everything you need to know about RRSPs, TFSAs and RESPs

by Bryan Borzykowski

Retirement

RRSP contribution limit

What’s my RRSP contribution limit?

RRSP basics you need to remember before March 1

Retirement

What it takes to retire at 45

Konstantino is 27 and hopes to retire by 45. He wants to know how that impacts his RRSP versus TFSA savings strategy.

RESPs

Investing tips for dual citizens of Canada and the U.S.

by Dan Bortolotti

Retirement

At 66, borrowing to invest in a TFSA isn’t a good idea

Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax credits and benefits.

Retirement

The downside of naming children as RRIF beneficiaries

Kerry is doing some estate planning with his RRIF and wants to make sure it goes to his wife and kids in the best possible manner.

TFSAs

Should Mark invest his tax refund or put it to his mortgage?

RESPs

TFSA, RRSP or pay off the mortgage? What should Ben do with $100,000