RRSPs: Registered Retirement Savings Plans, investing, taxes & more

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RRSPs

Tax withholding on RRIF withdrawals

Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments...

Tax withholding on RRIF withdrawals

inheritance

Financial Planning

Tax-free way to pass on an inheritance while still alive

Sabina wants $30K to be used for her grandkids' education. Should she transfer it to her son's RRSP?

Tax-free way to pass on an inheritance while still alive

do you need an rrsp to retire?

Do you really need an RRSP to retire?

Riza is worried about retiring without an RRSP. But do you even need one?

Do you really need an RRSP to retire?

Which fixed-income ETFs are best for RRSPs?

Here's how they differ and the pros and cons of each

Which fixed-income ETFs are best for RRSPs?

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How does a missed HBP payment affect your bottom line?

If you miss one multiple times, it can get costly

How does a missed HBP payment affect your bottom line?

Borrowing to invest in an RRSP to avoid OAS clawback

Martin is still employed and wants to lower his taxes and OAS clawback

Borrowing to invest in an RRSP to avoid OAS clawback

Are RRSP contributions worth it at age 70?

Shirley wants to offset capital gains. Is it worth it?

Are RRSP contributions worth it at age 70?

Best way to allocate cash in a $1.4 million retirement portfolio

This 66-year-old retired couple's portfolio is more than 25% in cash. Where should they put it?

Best way to allocate cash in a $1.4 million retirement portfolio

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rrsp or tfsa? Which is better for a down payment

Investments to use for a down payment on a house

RRSP or TFSA? Likely, it'll be both

Investments to use for a down payment on a house

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