RRSPs

What’s my RRSP contribution limit?

Your RRSP contribution limit comes from unused deduction room plus 18% of last year’s income. Use our RRSP calculator...

Retirement

From RRSP to RRIF—managing your investments in retirement

Learn how to navigate the transition from RRSP to RRIF, plan withdrawals, manage taxes, and tailor your retirement strategy...

Investing

Individual vs. joint investment accounts: What every couple should know

Non-registered accounts held individually can lead to frozen funds and probate fees. Learn how joint accounts can protect your...

RRSPs

Why late-career savers need to be careful with RRSPs

While most Canadians will benefit from continuing to contribute until the day they retire, some will be better off...

Taxes

Canada’s income tax brackets for 2025, plus the maximum tax you’ll pay based on income

Want an idea of how much tax you paid—or will be paying—for 2025? Here are the federal and provincial...

Insurance

Do you need long-term care insurance?

More and more Canadians require hands-on personal care in their declining years, but few plan ahead for it. Here...

Banking

Top ways that credit card fees sneak into your trip

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How can couples avoid capital gains tax on property in Canada?

A MoneySense reader asks what tax and probate implications she might face if she inherits a rental property held...

Ask a Planner

Tax implications of giving your spouse money to invest

A MoneySense reader wants to give money to his spouse to invest. Can he avoid Canada’s income attribution rules?