Is the 4% Rule obsolete?
The idea that retirees can safely withdraw 4% per year from their portfolio without running out of money has...
Retirement
Should you buy back pension service from your employer?
There are pros and cons to topping up your years of pensionable service, and the longer you live, the...
Should Kathy take monthly payments or the commuted value of her pension?
A lump sum could allow for some investment opportunities, but that option requires self-control to avoid overspending early in...
Is building an emergency fund more important than other financial goals?
Sami, 51 and single, wants to put extra mortgage payments and RRSP contributions on the back burner until her...
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Should retirees reduce RRIF payments during COVID-19?
In March, the federal government gave RRIF owners the option of withdrawing 25% less than the mandated annual minimums...
Should you delay your retirement because of COVID-19?
Some are suggesting Baby Boomers set back their retirement by up to five years to give their investments time...
How the coronavirus pandemic could change the way we think about retirement in Canada
Will we still be able to choose from the kinds of retirement options we’ve come accustomed to? Additional planning...
Reconsidering when to take CPP benefits amid COVID-19 risk
Most or even all of your Canada Pension Plan benefits may be lost to your partner, should you die...
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COVID-19 financial support for working seniors
You may still qualify for the federal government’s CERB payments, even if you collect CPP and OAS.