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Retirement

Columns

Should I invest my money or buy a life insurance policy instead?

Which makes more sense if Alessandro wants to leave money to his kids

Should I invest my money or buy a life insurance policy instead?

Retirement

What it takes to retire at 45

Konstantino is 27 and hopes to retire by 45. He wants to know how that impacts his RRSP versus...

What it takes to retire at 45
CPP drop-out rule

Columns

Why the 17% drop-out rule is key to your CPP entitlement

How zero income years affect the payments you'll receive

Why the 17% drop-out rule is key to your CPP entitlement

Columns

Why aggressive stock investors should take CPP early

While cautious fixed-income investors may want to delay it until 70

Why aggressive stock investors should take CPP early

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Columns

At 66, borrowing to invest in a TFSA isn’t a good idea

Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax...

At 66, borrowing to invest in a TFSA isn’t a good idea

Retirement

Getting the most out of retirement income planning with an older spouse

Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are...

Getting the most out of retirement income planning with an older spouse

Retirement

Disability, income splitting and tax reduction

Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in...

Disability, income splitting and tax reduction

Columns

The magic numbers for your findependence nest egg revealed

The latest RBC poll findings, including tips on how to build your savings

The magic numbers for your findependence nest egg revealed

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Retirement

Why it’s still worth it for high-income seniors to apply for OAS

Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she...

Why it’s still worth it for high-income seniors to apply for OAS

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