Retirement Archives

How to transfer Social Security credits from the U.S. to Canada

Low interest rates mean a higher lump sum— but don't let that be your deciding factor

Majority of cases involve family members

You technically have to pay just 15% on your Canadian income, but there's more to the story

You may not need to apply or fill out onerous paperwork

You'll have to unwind the RRSP regardless, so watch the tax bill when selling a home for retirement income...

Vanquishing all debt before retirement is ideal but not always absolutely necessary

Penny has a defined benefit pension, but no equities. Will she have enough income in her golden years?

In Canada, paying into CPP if you work—at whatever age—is mandatory