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Retired Money

Why these authors want you to spend your money and die with $0 saved

According to the book Die with Zero, we should all run out of money just as we run out...

Why these authors want you to spend your money and die with $0 saved

Mortgages

Mortgage payment calculator

Use a mortgage payment calculator to understand what a mortgage will cost you in real terms.

Mortgage payment calculator

News

Markets bet on second Bank of Canada interest rate cut

Economists and market analysts expect the central bank to cut its benchmark rate this week following a drop in...

Markets bet on second Bank of Canada interest rate cut
children and caregiver at daycare centre

Jacks on Tax

How the $10-a-day child care program can affect your taxes

The new subsidized child-care spaces are indeed a bargain, but they come with reduced tax benefits. Here’s how to...

How the $10-a-day child care program can affect your taxes
Two brothers fishing at their Canadian cottage.

Selling

Selling a cottage to a family member: What that means for capital gains

If the property was bought before 1994, there may already have a $100,000 capital gains deduction.

Selling a cottage to a family member: What that means for capital gains
Canadian family saying goodbye to the cottage they're selling.

Taxes

Tax deductible expenses when selling a cottage in Canada

Minimize capital gains taxes on the sale of a cottage in Canada by making smart reno choices.

Tax deductible expenses when selling a cottage in Canada

Earn

What are capital gains?

If you’re selling real estate or an investment, you’ll need to understand capital gains—especially with the recent inclusion rate...

What are capital gains?
A Canadian son with his mom, moving into the condo she helped him pay for.

MoneyFlex

6 things to consider before borrowing from the Bank of Mom and Dad for your first home

Borrowing from family can seem convenient, but there are things to think about first, like interest, taxes, family power...

6 things to consider before borrowing from the Bank of Mom and Dad for your first home
A mother looks at her mortgage options online

Mortgages

Should you get a 30-year mortgage? 

Longer mortgages can stretch the amount you qualify for and provide some wiggle room in your budget. Here’s how...

Should you get a 30-year mortgage?