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Mortgages

Mortgages

Watch: What is the mortgage stress test?

Watch: What is the mortgage stress test?

Mortgages

Watch: What is mortgage affordability?

Watch: What is mortgage affordability?

Mortgages

Understanding mortgage affordability

Mortgage affordability provides an estimate of how much money you can afford to borrow for a home. Learn more...

Understanding mortgage affordability
An aerial view of a rural home

Mortgages

Forget the burbs—should home buyers “fly until they qualify” for a mortgage?

With Canadian home prices soaring outside of urban centres, you may be questioning the mantra “drive until you qualify.”...

Forget the burbs—should home buyers “fly until they qualify” for a mortgage?

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A couple unpack boxes at their new home in Toronto

Real Estate

How to make it as a first-time home buyer in Toronto

If you’re discouraged by the sky-high prices, hefty closing fees and bidding wars—don’t worry, there are still options for...

How to make it as a first-time home buyer in Toronto

Real Estate

10 must-use housing and mortgage calculators

These tools will help you decide on big housing dilemmas, including buy or rent, refinance or renew, fixed or...

10 must-use housing and mortgage calculators

Ask MoneySense

“Should we refinance our mortgage?”

Rates are significantly lower than the one Jill and Bob have locked into until 2024. Would they save money...

“Should we refinance our mortgage?”

Mortgages

Should you break your mortgage?

Breaking your mortgage to get a better interest rate could save you thousands of dollars. Here’s what you should...

Should you break your mortgage?

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Mortgages

How to calculate mortgage payments—without a mortgage payment calculator

If you’ve ever wondered about the math behind your mortgage payments, or if you simply want to impress a...

How to calculate mortgage payments—without a mortgage payment calculator

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