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debt

Newcomers to Canada

The debt gap nobody talks about

Canada is built around borrowing, credit scores, and financing. For many newcomers, adapting to that system can feel overwhelming.

The debt gap nobody talks about
Man showing an empty wallet

Debt

Canadians judge bankruptcy harshly—until it happens to someone they know

A new study shows that 41% of Canadians believe bankruptcy is a moral failing, at a time when insolvencies...

Canadians judge bankruptcy harshly—until it happens to someone they know
A magnifying glass enlarges the holographic image of Parliament Hill's Peace Tower on a $20 bill issued by the Bank of Canada, shown in a display case at the Bank of Canada Museum in Ottawa, on Wednesday, Sept. 4, 2024.

Debt

What the data isn’t showing about credit stress

Canadians appear to be managing economic pressures overall, but deeper data and lender results reveal growing pockets of credit...

What the data isn’t showing about credit stress
Couple looking at paperwork with worried expressions

Debt

Why tax season is turning into a debt trap for Canadians (and how to avoid it)

Tax season can push Canadians deeper into debt as many rely on refunds. Here’s why it’s happening, and how...

Why tax season is turning into a debt trap for Canadians (and how to avoid it)

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Canadian $100 bills are counted in Toronto, Feb. 2, 2016

Estate Planning

Don’t inherit a crisis: How to manage a parent’s debt before they pass

Learn how to protect your family from inherited debt, unexpected taxes, and estate pitfalls. Experts share tips on wills,...

Don’t inherit a crisis: How to manage a parent’s debt before they pass
Young couple reviewing numbers together

loans

Should you pay off a personal loan early?

Paying off a personal loan early can save interest, but it’s not always the best use of extra cash....

Should you pay off a personal loan early?
Man sitting at a table looking stressed

Debt

Financial paralysis and how to get moving again

Financial stress can lead to avoidance and inaction. A new report shows how debt is fuelling financial paralysis—and practical...

Financial paralysis and how to get moving again
Woman concerned about the little money in her wallet

Debt

Is buy now, pay later a road to more debt? 

Expedia is offering buy now, pay later with Affirm, giving travelers flexible payment options—but could spreading out costs lead...

Is buy now, pay later a road to more debt? 

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Unhappy American couple managing home accounts in kitchen, trying to save some money by cutting family expenses. Finances, bankruptcy, taxes, money, accounting and financial problems concept

Debt

Holiday debt hangover: How to get your finances back on track

Many Canadians start the year with credit card debt and stretched budgets. Learn practical strategies to manage holiday...

Holiday debt hangover: How to get your finances back on track

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