Credit Cards

Patience, consistency are key for young Canadians building their credit score

In Canada, a credit score shows how likely you are to pay your bills on time. But a credit...

Debt

The MoneySense guide to debt management: How to get (and stay) out of debt

Follow a simple debt management process using tools you already have, build a budget and stay out of debt...

Debt

Why Ontario is seeing more consumer insolvencies than the rest of Canada

Ontario is seeing consumer insolvencies rise faster than much of Canada. Here's what is driving the trend and what...

Debt

Habits that help Canadians successfully pay down debt

Created by

Credit Canada

Debt

How to build credit history in Canada

Students, newcomers, and anyone looking to improve their credit score can build a credit history by accessing credit and...

Debt

The financial mistakes people make before seeking debt help

Created by

Credit Canada

Newcomers to Canada

The debt gap nobody talks about

Canada is built around borrowing, credit scores, and financing. For many newcomers, adapting to that system can feel overwhelming.

Debt

Canadians judge bankruptcy harshly—until it happens to someone they know

A new study shows that 41% of Canadians believe bankruptcy is a moral failing, at a time when insolvencies...

Debt

What the data isn’t showing about credit stress

Canadians appear to be managing economic pressures overall, but deeper data and lender results reveal growing pockets of credit...