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financial planning

Tony Capotosto, vice-president of Canadian banking for Scotiabank is shown in this handout photo, on Saturday, June 6, 2026.

Financial Planning

The new financial roadmap for Gen Z and young Canadians

Financial milestones are changing for young Canadians. Here’s why experts say budgeting, saving, and consistency matter more than following...

The new financial roadmap for Gen Z and young Canadians

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Segregated funds are no tax panacea

Could moving your RRIF into segregated funds lower estate taxes? Maybe—but higher fees and other trade-offs could leave your...

Segregated funds are no tax panacea
Person holding a lot of cash

Investing

How young professionals can build wealth—even in today’s economy

Wealth building starts with small, consistent habits. Here’s how young Canadians can save, invest and grow their net worth...

How young professionals can build wealth—even in today’s economy
Financial Plan Retirement Investment Diagram Concept

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What are reasonable long-term financial planning assumptions? 

What inflation, investment return, and life expectancy assumptions should Canadians use for retirement planning? Here’s what financial planners recommend.

What are reasonable long-term financial planning assumptions? 

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Young couple speaking to a financial advisor

Financial Planning

Do you actually need a financial advisor in your 30s and 40s?

Financial advisors aren’t always necessary. Learn when you can DIY, when help adds value, and how to decide what’s...

Do you actually need a financial advisor in your 30s and 40s?
A person works on a spreadsheet in a photo illustration made in Toronto, on Monday, Sept. 22, 2025.

Retirement

Financial independence, retire early: The math behind the viral money movement

The FIRE movement promises early retirement, but high costs and income realities make it difficult. Here’s what the math...

Financial independence, retire early: The math behind the viral money movement

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Don’t neglect financial planning’s missing middle

Scenario-based planning can help you build a financial plan by testing “what ifs” and turning uncertainty into informed, realistic...

Don’t neglect financial planning’s missing middle
Illustration of woman regretting financial decisions

MoneyFlex

What Canadian women regret most about money—and how Gen Z can avoid it

From investing too late to lacking an emergency fund, many Canadian women share similar regrets. Here’s what Gen Z...

What Canadian women regret most about money—and how Gen Z can avoid it

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How can I plan to die with nothing?

It’s almost impossible to do, but the mindset around spending all your savings can help you make the best of the...

How can I plan to die with nothing?

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