What to do when you have insufficient or unused RESP funds
RESPs often fall short of funding a child’s full education, but sometimes an account holder ends up with unused...
financial planning
How the Liberals’ re-election impacts RRIFs, taxes and more
The party’s platform proposals may impact RRIF minimum withdrawals, income tax and more. Here’s how Canadians can plan for...
Raising kids is expensive—here’s how to keep costs manageable
Anxious about the cost of having kids in Canada? Don’t get discouraged, experts say. Here’s how much raising children...
Should I draw down my RRIF to avoid estate taxes?
Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...
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Can you make RRSP contributions after age 71?
Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...
How to make sure you have enough money to fund your RRIF withdrawals
Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?
Bob Joyce, financial advisor
Meet Bob Joyce, an advice-only financial planner based in Hacketts Cove, N.S.
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Worried about tariffs and their effects? Look at your taxes
Here are two ways to manage the effects of tariffs in Canada, plus three statements to prepare to ensure...