News

Buying a new build? You may qualify for a CMHC Eco Plus refund

CMHC Eco Plus is a new program that encourages Canadian home buyers to opt for energy efficiency. Here’s how...

Mortgages

Why are mortgages so expensive in Canada?

Created By

Ratehub.ca

MoneyFlex

Mortgage Guide for Gen Z: The true costs of home ownership for young Canadians

What is the cost of buying your first home as a Gen Z? Find out the total costs you’re...

Real Estate

I want to switch mortgage lenders—do I have to pass the stress test again?

If you have an uninsured mortgage, it’s about to get easier to look for better interest rates elsewhere.

Mortgages

Should you get a 30-year mortgage? 

Longer mortgages can stretch the amount you qualify for and provide some wiggle room in your budget. Here’s how...

Real Estate

Ottawa to allow 30-year amortization for first-time buyers’ mortgages on new homes

The federal government is also raising the amount Canadians can pull from their RRSP to purchase a home through...

Mortgages

Tools to calculate your mortgage payments and costs in Canada

Are you thinking about buying a home, or renewing or refinancing your mortgage? These tools can help you understand...

Ask MoneySense

Should you hold your mortgage inside your RRSP?

Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...

Financial Planning

Do you need mortgage life insurance?

Mortgage protection can be a good idea, if for instance you have a condition or illness that might make...