Retired Money

RRSP to RRIF, and LIRA to LIF: How it all gets done

What’s it like to convert a LIRA to an annuity? Follow along as this financial journalist does it for...

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Can you transfer a RRIF to a TFSA—and what are the tax implications?

Canadians can transfer some registered accounts without withdrawing funds. What happens when you want to transfer a RRIF to...

RRIFs

Downloadable RRIF withdrawal rates chart 2024

How much can you take from your RRIF in 2024? That depends on your age. Check the rate for...

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Should you max out your RRSP before converting it to a RRIF?

Here’s what to consider before converting an RRSP to a RRIF.

Retired Money

How to double your CPP income

New analysis from the National Institute on Ageing makes a strong case for delaying Canada Pension Plan payments to...

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“Should I delay my CPP if I’m not contributing to it?”

You can still benefit from deferring Canada Pension Plan payments with less than maximum contributions.

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Financial hardship withdrawal exceptions and increasing income in retirement

Money in a LIRA or LIF is intended to last a lifetime, making it difficult to access more than...

Retired Money

How to cope with the RRSP-to-RRIF deadline in your early 70s

You don’t want to miss the conversion deadline at the end of the year you turn 71—you’ll be on...

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“Where do we pay income tax if we retire abroad?”

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