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RRIF

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What to do with U.S. dollar RRSPs in retirement

If you already have a Canadian dollar RRIF, should you roll the U.S. dollar RRSP into the RRIF, or...

What to do with U.S. dollar RRSPs in retirement
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Retirement

Retiring without a pension? How to generate retirement income in Canada

Retiring without a pension? How to generate retirement income in Canada
A two-prong arrow graphic to symbolize retirees choice for withdrawing from registered and unregistered accounts

Ask MoneySense

Registered vs non-registered accounts: Where retirees should make withdrawals

When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...

Registered vs non-registered accounts: Where retirees should make withdrawals
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What happens to my RRIF when I die?

Here’s how to leave assets in your RRIF account to your spouse, common-law partner, children, grandkids or other beneficiaries—and...

What happens to my RRIF when I die?

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Retirement

3 ways to recession-proof your RRIF

3 ways to recession-proof your RRIF
A woman lies on a sofa and smiles at GIC returns shown on her phone

GICs

How GIC returns are taxed in Canada

GIC interest rates are incredibly high—should you invest? Find out how GICs work and how GIC interest is taxed...

How GIC returns are taxed in Canada
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How to use income ETFs for retirement income

Are income ETFs the right choice for retirees? And should you place them in a life income fund that...

How to use income ETFs for retirement income
A man drinks from his coffee while reading about U.S. withholding tax rules on his computer

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Do you pay withholding tax on U.S. ETFs?

A Canadian-domiciled ETF is almost always subject to U.S. withholding tax, but there are exceptions and a foreign tax...

Do you pay withholding tax on U.S. ETFs?

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A couple sit together on a bench, discussing how to withdraw from savings with tax efficiency.

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Tax-efficient retirement strategy options for Canadians

Tax-efficient retirement strategy options for Canadians

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