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What to know about withholding tax in retirement

Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on your...

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4 strategies for income splitting with a lower-income spouse

If one spouse does not work, is it beneficial for the other to invest and buy stocks in their...

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What do to with a spousal RRSP at age 71

Converting the account to a spousal RRIF is a common option, but be aware of the income attribution rules.

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How much to take out of your RRSP in your 60s

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What to do with U.S. dollar RRSPs in retirement

If you already have a Canadian dollar RRIF, should you roll the U.S. dollar RRSP into the RRIF, or...

Retirement

Retiring without a pension? How to generate retirement income in Canada

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Registered vs non-registered accounts: Where retirees should make withdrawals

When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...

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What happens to my RRIF when I die?

Here’s how to leave assets in your RRIF account to your spouse, common-law partner, children, grandkids or other beneficiaries—and...

Retirement

3 ways to recession-proof your RRIF

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