Ask MoneySense

Registered vs non-registered accounts: Where retirees should make withdrawals

When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...

Ask MoneySense

What happens to my RRIF when I die?

Here’s how to leave assets in your RRIF account to your spouse, common-law partner, children, grandkids or other beneficiaries—and...

Retirement

3 ways to recession-proof your RRIF

Sponsored By

Harvest ETFs

GICs

How GIC returns are taxed in Canada

GIC interest rates are incredibly high—should you invest? Find out how GICs work and how GIC interest is taxed...

Ask a Planner

How to use income ETFs for retirement income

Are income ETFs the right choice for retirees? And should you place them in a life income fund that...

Ask a Planner

Do you pay withholding tax on U.S. ETFs?

A Canadian-domiciled ETF is almost always subject to U.S. withholding tax, but there are exceptions and a foreign tax...

Ask MoneySense

Tax-efficient retirement strategy options for Canadians

Presented By

Scotiabank

Ask a Planner

Should RRIF withdrawals be based on the younger spouse’s age?

Is there an advantage to using a younger spouse’s age to calculate minimum RRIF withdrawals? Find out.

Investing

The tax implications of gifting adult children money and more

A reader asks about investing in his RRSPs after 71, withdrawing from RRIF and a sizable gift of money...