Retirement

Retiring without a pension? How to generate retirement income in Canada

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Harvest ETFs

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Registered vs non-registered accounts: Where retirees should make withdrawals

When you have the choice for withdrawals, it makes sense to look at the pros and cons of taking...

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What happens to my RRIF when I die?

Here’s how to leave assets in your RRIF account to your spouse, common-law partner, children, grandkids or other beneficiaries—and...

Retirement

3 ways to recession-proof your RRIF

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Harvest ETFs

GICs

How GIC returns are taxed in Canada

GIC interest rates are incredibly high—should you invest? Find out how GICs work and how GIC interest is taxed...

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How to use income ETFs for retirement income

Are income ETFs the right choice for retirees? And should you place them in a life income fund that...

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Do you pay withholding tax on U.S. ETFs?

A Canadian-domiciled ETF is almost always subject to U.S. withholding tax, but there are exceptions and a foreign tax...

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Tax-efficient retirement strategy options for Canadians

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Scotiabank

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Should RRIF withdrawals be based on the younger spouse’s age?

Is there an advantage to using a younger spouse’s age to calculate minimum RRIF withdrawals? Find out.