Mortgages

How much income do you need to buy a home in Canada? A look at housing affordability in June 2025

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Ratehub

Real Estate

Weak condo market means tough choices for potential move-up buyers

Condo owners hoping to buy a house are stuck in a stalled market as sales in Canada continue to...

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Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

Cash Allocation

Your home sold—now what?

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Simplii Financial

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Revising the fair market value of a property for tax purposes

Can you retroactively change the valuation of a rental property before selling it to reduce capital gains tax in...

Taxes

Capital gains tax in Canada, explained

Learn how capital gains are taxed and how to avoid paying more taxes than necessary when selling your assets....

Ask MoneySense

Is transferring your principal residence to your corporation a good idea?

Would swapping a house for cash from a corporation save on taxes? And is this tactic worth it in...

Real Estate

The tax implications of buying a second home in Canada

Vacation or rental property, or both? Here are the taxes you can expect on a secondary property in Canada,...

Mortgages

What is porting a mortgage in Canada—and when should you do it?

While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...