Wedding insurance is a real thing

Runaway bride indemnity?

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From the November 2014 issue of the magazine.

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(iStock)

(iStock)

Worried you’ll get stood up at the altar on one of the most important (and expensive days) of your life? Believe it or not, there’s insurance for that. Few couples are aware of it, but widely available wedding coverage can be purchased for as little as $150 to protect you and your betrothed against losses of up to $5 million. Such policies cover wedding cancellations due to cases of extreme weather or a death in the family, plus damages to rings, gifts and attire—even costly rental equipment trashed by drunken guests. In cases of cold feet, providers such as Wedsure also offer special “Change of Heart” insurance to protect third-parties who paid for the wedding (that’s you mom and dad). Just be sure to read your policy’s fine print for exclusions, maximums and deductibles before signing anything. Or you can take a leap of faith and just skip wedding insurance altogether. You’re getting married after all—the ultimate leap of faith!

 

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