Save money on your funeral

The last thing you want your family to have to do when they hear of your ultimate demise is go shopping.



Online only.



What could be more difficult than trying to pick out the right coffin, urn or whatever while also figuring out how to cope with your absence?

The average cost of a funeral runs about $6,500, but you can save a bit of money if you plan ahead and follow some basic rules.

Rule #1: Treat the purchase of your funeral arrangements exactly the same as any other major purchase you make. Figure out what you really want and then shop around for the best price.

Rule #2: Know that burying you will cost way more than turning you to dust. Between the box you must buy and the ground you must purchase, traditional burials are far more expensive than cremation. The latter will take your $6,500 price tag down to about $1,000.

Rule #3: Skip the embalming. It’s not a requirement as long as you get planted nice and quickly. Don’t get talked into this.

Rule #4: Shop online. I’m not sure how happy I’d be to use a casket as a coffee table, but there are folks who shop online and buy their caskets ahead of time for up to half the price.

Rule #5: Nix-nay the flowers. People like to decorate their death parties with living things but funeral bouquets can get expensive. If well-wishers send flowers to the funeral home, take those with you to wherever you’re having the service.

Rule #6: Skip the burial outfit. Yup, some funeral homes offer to provide spiffy duds for the special day. Take a pass. Pick out what you want to be buried in ahead of time so your family doesn’t have to make the decision.

For the cheapest of all, donate yourself to science. Many donation organizations offer free cremation when you donate your body. And what would be better than knowing that even in death you’re doing a good thing.

6 comments on “Save money on your funeral

  1. A dissapointing angle for a consumer article. I would have preferred a more unbiased and informative composition. From my personal experience I cannot agree with the authors' comments. On such a sensitive topic you might done more indepth research and taken a better approach. In all a lazy effort at journalism!


  2. Good ideas. not much for the matter of a fact language.
    $1000.00 cremations?! where ive been a funeral director for 7 years and havent seen one that inexpensive in those times. In the major centres of Canada the actual charge for cremation by the crematorium is over 400 dollars and the additional cost to transfer your body to where it is MAYBE closer to 1000 would add up.

    Donate your body to science is a great alternative however, in my 7 years I have only been involved in one such disposition and i might hazard a guess on being involved in dealing with 200 possible donors who were declined for many different reasons so please dont bank on being accepted as a body donation.

    Last you seem to have forgotten the best and most common way to save money on your funeral expenses. Prearrange and prepay for it! When you pay for your funeral ahead of time contrary to wbat people may think we funeral directors dont take your money and spend it now it is put in a trust in your name and the funeral price is guaranteed never to go up no matter how long you remain living. Bottom line you can save thousands.


  3. The author has obviously never dealt with a death in her family or doesn't like anybody she has met. To suggest that a funeral is a "death party" minimizes a life lived, makes a mockery of everyone who has ever grieved and renders meaningless her entire argument.

    The cost of cremation at a crematorium in Ontario is approximately $550, the coroner's cremation certificate (required by law) is $75 and municipalities charge between $15 and $50 just to register the death. That comes up to $675 and you still haven't managed to get your deceased loved one from the hospital to the crematorium.

    Granted, there are some transfer services out there that advertise low cost cremation, but even they are not going to perform the rest of the process for $285 + HST.

    I have to agree with Robbie's comment, this is a lazy effort of journalism, but then again, anyone can write anything online these days. Do some research, talk to people who know what they're talking about instead of spouting your biased opinion and you might be taken a little more seriously.


  4. Not lazy journalism at all……….just a matter of fact way of looking at one of life's inevitable
    For the family – most difficult at that time – and yes I lost my 14 year old and know of whence I speak,
    however, everyone should look at the process of death the same way as they look at everything
    else……..long before the actual time arrives..


  5. I agree entirely with Gail's observations on "death". I have donated my body to science – although I don't (and won't know) if it's accepted. I hope to be "put to rest" on the CPP death benefit of $2,500 and will have at least that amount in my "savings" or, as I am a senior presently, in my chequing account so that loved ones can cover the cost prior to receiving the CPP death benefit. I am also hoping that they can have a party on that $2,500!


  6. Very matter of fact, but the real fact is, when someone you love dies, you don't want to skip everything! Instead of skipping the flowers, when you go to the florist, don't mention the word funeral. Once they hear that, they cost of flowers goes up. You can go into the cooler of regular arrangements, and ask them to make you the exact same things using the flowers and colors of your choice. This can save a bundle. You can also do an online Obituary instead of posting in the paper. Everybody checks online anyway, and you can get an Obituary with all the words you want and pictures for only $15.00 at There are a lot of ways to save without cutting everything out.


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