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Making sense of the Bank of Canada interest rate decision on July 30, 2025

How a third consecutive rate hold from the Bank of Canada impacts borrowers, investors, and savers

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5 smart strategies for renewing your mortgage

5 smart strategies for renewing your mortgage
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Lowest Winnipeg mortgage rates: Save with Cambrian Credit Union

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A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

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How much income do you need to buy a home in Canada? A look at housing affordability in June 2025

How much income do you need to buy a home in Canada? A look at housing affordability in June 2025
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The smart seller’s secret to reducing capital gains tax in Canada

Thinking about selling a property that’s not currently your primary residence? Knowing its value is essential to calculating—and not...

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A "for sale" sign is seen in front of a home in Laval, Que., on Friday, July 4, 2025. For the second time this year, the Canadian Real Estate Association has downgraded its forecast for home sales activity in 2025, as it reported that the number of homes that changed hands across the country in June rose 3.5 per cent compared with a year ago.

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Canadian home sales forecast downgraded—but the market may be turning a corner

Home sales are down, prices are softening, and buyers are hesitant—but conditions may be shifting as summer gains momentum.

Canadian home sales forecast downgraded—but the market may be turning a corner
A house cut from green felt sits on a notebook on grass

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Buying a new build? You may qualify for a CMHC Eco Plus refund

CMHC Eco Plus is a new program that encourages Canadian home buyers to opt for energy efficiency. Here’s how...

Buying a new build? You may qualify for a CMHC Eco Plus refund
A crane is seen above a wood-frame condo project under construction as condo and office towers line the downtown skyline, in Vancouver, on Friday, July 4, 2025. While optimism is building in some parts of Canada for a second-half rebound in the real estate market, condominium dwellers aiming to move up to a larger space face tough choices amid little sign of improvement for that segment.

Real Estate

Weak condo market means tough choices for potential move-up buyers

Condo owners hoping to buy a house are stuck in a stalled market as sales in Canada continue to...

Weak condo market means tough choices for potential move-up buyers
Canada's housing agency says advertised rents in major cities are easing due to factors such as increased supply and slower immigration, but renters are still not feeling relief relative to their income levels. Kyle Jerry, right, helps De-Ren Jhou carry a mattress into an apartment building on Quebec's unofficial moving day in Montreal, Tuesday, July 1, 2025.

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Rents easing across most major markets but many tenants not feeling relief: CMHC

CMHC says rents in some major cities are easing due to increased supply and slower immigration, but renters are...

Rents easing across most major markets but many tenants not feeling relief: CMHC
A woman checks her investments on a tablet

Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

How is investment income taxed in Canada?