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What is considered day trading in a TFSA

The recent Ahamed v. The King decision by the Tax Court of Canada highlights risks for investors who trade...

What is considered day trading in a TFSA

Man is reading the T5 from cashing in his whole life insurance policy, and checking his notes from when he bought it.

How to calculate the taxable amount for a cashed-in whole life insurance policy

Is a whole life insurance cash value taxable? Spoiler: Yes. But find out how to calculate the taxable amount....

How to calculate the taxable amount for a cashed-in whole life insurance policy

A man thinks about the stock losses in his TFSA as he jogs through a leafy park

Selling stocks at a loss in a TFSA: What it means for your contribution room

Before holding speculative stocks in a TFSA, consider what reporting a capital loss means for your contribution room going...

Selling stocks at a loss in a TFSA: What it means for your contribution room

A man walks along a European street wearing headphones and carrying a bag

For Canadians living abroad, is it worth investing in foreign ETFs?

Canadians with extra savings overseas may wish to invest in foreign ETFs. However, there may be alternatives with less...

For Canadians living abroad, is it worth investing in foreign ETFs?

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A woman in her 60s holds a coffee, pondering how to have the most tax-efficient retirement income plan

How to have the most tax-efficient retirement income plan

Should you plan your retirement savings around paying the least amount of taxes? Find out the implications and the...

How to have the most tax-efficient retirement income plan

A woman nearing retirement waters her garden

Should you withdraw from non-registered or TFSA investments in retirement?

When starting to draw down your investments in retirement, should you sell your non-registered or TFSA stocks, or both?

Should you withdraw from non-registered or TFSA investments in retirement?

Triggering losses by transferring investments to a TFSA

Stavros is worried that contributing an investment in kind to his TFSA will trigger the “superficial loss rule.”

Triggering losses by transferring investments to a TFSA

A man reads documents about his TFSA and other investments at work, as he plans his retirement.

A strategy for non-registered and TFSA accounts in retirement

Between a TFSA and non-registered accounts, what is the most tax-effective way to withdraw to fund retirement?

A strategy for non-registered and TFSA accounts in retirement

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Woman takes care of her mother, and without a job wonders if she can maximize her RRSP and TFSA with $0 income.

Can you maximize your RRSP and TFSA with an income of $0?

With a year of no income, find out if it makes sense to max out registered accounts like an...

Can you maximize your RRSP and TFSA with an income of $0?

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