Mortgages

Making sense of the Bank of Canada interest rate decision on September 4, 2024

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Ratehub.ca

GICs

Bonds vs. GICs: Where should you invest your fixed-income dollars?

Fixed income is finally back in a sweet spot. So, how should you take advantage, with individual bonds, bond...

Credit Cards

The best credit cards for newcomers to Canada for 2025

These are our favourite rewards and low-interest card options for newcomers without a long Canadian credit history.

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Tax implications of adding a child’s name to your rental property

To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...

Save

Why a reverse mortgage should be a last resort for most Canadian retirees

Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...

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A parents’ guide to home down payment gifts and loans

Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...

Investing

Top 25 timeless personal finance books

These 25 books, chosen by MoneySense contributors, money experts and finfluencers, will help you invest better, retire earlier, find...

FHSA

Can you use the FHSA and HBP together?

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Fidelity Investments Canada ULC

Credit Cards

What happens if you don’t use your credit card?

Created By

Credit Canada