Budgeting Archives

Two men discussing the RRIF withdrawal chart

RRIFs

Downloadable RRIF withdrawal rates chart 2024

How much can you take from your RRIF in 2024? That depends on your age. Check the rate for...

Downloadable RRIF withdrawal rates chart 2024

Young Canadian men looking at their options on what to do with his income tax refund.

MoneyFlex

How long it takes to get your tax refund in Canada—and how to spend it

Got a refund? Lucky you! Find out when you’ll get the money, what to do with your income tax...

How long it takes to get your tax refund in Canada—and how to spend it

International students in Canada laugh and talk while sitting outsideon campus.

Save

Can international students work more than 40 hours in Canada in 2024?—and other questions, answered

Tuition is expensive in Canada—especially if you’re from abroad. Here are some ways for international students to make money...

Can international students work more than 40 hours in Canada in 2024?—and other questions, answered

Woman paying for a meal out, noting the rise in inflation and lifestyle creep

Spend

How to beat inflation: First, tackle lifestyle creep

Managing lifestyle creep is challenging financially and psychologically, especially with inflation. Expert strategies keep day-to-day spending in check.

How to beat inflation: First, tackle lifestyle creep

Save

Save money, save the planet: Our favourite products and strategies for eco-friendly living

MoneySense celebrates Earth Day by sharing our editors’ top tips for reducing waste, saving money and shrinking our environmental...

Save money, save the planet: Our favourite products and strategies for eco-friendly living

Young Canadian family grapples with budget

News

Federal Budget 2024: How it will affect Canadians’ finances and taxes

Learn how the federal government’s 2024 budget can affect you and your money.

Federal Budget 2024: How it will affect Canadians’ finances and taxes

A woman kneels on the floor, looking into an empty basket with her child.

RESPs

6 ways Canadians can invest in an RESP on a tight budget

It’s challenging to balance education savings with the high cost of living. Here are six ways to invest in an...

6 ways Canadians can invest in an RESP on a tight budget

Warm family photo after talking about advanced care planning.

Estate Planning

Caring for aging parents in Canada: Financial challenges and strategies for relief

Be prepared for the financial burdens of caring for aging parents by learning about the innovative strategies that could...

Caring for aging parents in Canada: Financial challenges and strategies for relief

Grocery store produce aisle with inflating food prices

Shopping

Grocery inflation in Canada: New report for spring 2024

Grocery inflation to fall below 2% this spring, report predicts.

Grocery inflation in Canada: New report for spring 2024