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Budgeting

mortgage math

Mortgages

Mortgage renewal: What’s best a variable or fixed rate?

A reader wants to help his parents and be debt-free sooner. Can he succeed with both goals?

Mortgage renewal: What’s best a variable or fixed rate?
first time home buyer

Buying

Is it the right time to buy a house? Yes. If you have answers

The practical answer has little to do with mortgage rates or housing prices

Is it the right time to buy a house? Yes. If you have answers
stock market

ETFs

A cynic’s guide to spooking indexers

Here are four reasons to stop wasting time keeping fees and taxes low and to stop being diversified and...

A cynic’s guide to spooking indexers

Financial Planning

Should I dip into my RRSP while on maternity leave?

Resist the temptation to withdraw funds during periods of low income

Should I dip into my RRSP while on maternity leave?

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Energy saving tips to lower your bill this summer

Renovations

Energy saving tips to lower your bill this summer

Think 'smart' when using your A/C and furnace

Energy saving tips to lower your bill this summer

Columns

Morneau vows to find solution for hot housing

A working group will start this summer

Morneau vows to find solution for hot housing
credit card rewards

Credit Cards

No rewards for bad behaviour

Whether it's cash back, points or miles, credit card reward programs are a zero-sum game for some spenders

No rewards for bad behaviour
market is slowing down in 2017

Mortgages

More money down (on a house), more problems

Can raising minimum down payments cool overheated markets? In Canada, that’s like performing surgery with a broadsword

More money down (on a house), more problems

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Selling

Pay $500 to find out your home’s fair market value

An independent appraisal report could protect hundreds of thousands

Pay $500 to find out your home’s fair market value

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