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Financial Planning

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Surviving the present, investing in the future: Gen Z’s financial balancing act

Rising costs and low wages challenge Gen Z in Canada, but digital tools and new habits are helping them...

Surviving the present, investing in the future: Gen Z’s financial balancing act

Retirement

How to plan for old age when you don’t have kids

More and more Canadians are entering their golden years without grown children to help out should they lose their...

How to plan for old age when you don’t have kids
A couple poses for photographs in their wedding outfits during photo shoot in the middle of a street in Toronto on Friday, June 5, 2020.

Financial Planning

Prenups can be an uncomfortable topic, but a big help in the event of heartbreak

Prenups aren’t just for the wealthy. Experts explain how they protect assets, manage debt, and evolve with life changes—while...

Prenups can be an uncomfortable topic, but a big help in the event of heartbreak

Columns

What’s the best way to pay down debt?

Many Canadians are carrying personal debt. Certified Financial Planner Janet Gray explains four effective strategies to get debt under...

What’s the best way to pay down debt?

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Newcomers to Canada

How bad access to credit keeps newcomers from getting ahead

Why Canada’s financial sector needs to be more welcoming, plus tips for immigrants to establish their credit standing sooner.

How bad access to credit keeps newcomers from getting ahead

Ask a Planner

“We’re well off in retirement. How can we pay less tax?”

A financial planner explains some tax-saving strategies that Canadian retirees may not have thought of.

“We’re well off in retirement. How can we pay less tax?”

ETFs

Can you build a 40/30/30 portfolio with ETFs?

This more sophisticated alternative to the 60/40 portfolio promises to avoid down years like 2022. Is it achievable for...

Can you build a 40/30/30 portfolio with ETFs?
A pile of paper bills representing different currencies from around the world

Credit Cards

The best no foreign transaction fee credit cards in Canada

To avoid paying the standard 2.5% foreign transaction fee, choose a card with a 0% forex fee or shop...

The best no foreign transaction fee credit cards in Canada

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A middle-aged woman on a couch with her daughter

Insurance

Do you need long-term care insurance?

More and more Canadians require hands-on personal care in their declining years, but few plan ahead for it. Here...

Do you need long-term care insurance?

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