How are jointly held investment accounts taxed?
Joint ownership makes access to the investments easier by a surviving spouse, but requires diligent record-keeping while you’re both...
Investing
Why this recession may not look like the last one
The 2008 downturn saw a scary 50% stock selloff and scores of job losses. But one economist says whatever...
Can you make a transfer from an RESP to a spouse’s RRSP?
Ralph has unused savings in a registered education savings plan, and wonders if he can move the taxable portion...
The pros and cons of dividend investing
Sure, dividend income can be valuable at certain stages of life. Just don't romanticize it—or make it your everything.
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Investing tips for expectant parents
Dario and Brianna estimate they’ll have $10,000 a year to put towards retirement savings, their child’s education or paying...
Why small markets can see outsized returns
Jamaica, the Ukraine and others have outperformed Canada’s market by a wide margin. While it may be tempting to...
How to leave money to an adult child with no investing know-how
Dee wants to ensure that her son receives a regular monthly income, while protecting the lump sum of his...
10 things private schools won’t tell you
Some private schools deliver great educations. Others are major disappointments. We set out to discover what really goes on...
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Should you use TFSAs and savings to pay off your mortgage?
It’s important to consider whether your TFSAs are earning more than you’re paying in mortgage interest, as well as...