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RRSPs

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RRSPs

Reasons to consider early RRSP and RRIF withdrawals

I get a lot of reader-submitted questions about early RRSP and RRIF withdrawals and how much to take out....

Reasons to consider early RRSP and RRIF withdrawals
A woman at her desk looking at the location of her investments on her computer

Investing

Asset location: Where to hold investments for tax savings

Investments are taxed differently. Readjusting your asset location (stocks, bonds and funds in the right accounts) can save you...

Asset location: Where to hold investments for tax savings
grey-haired man sitting in leather armchair

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Transferring employer pensions to LIRAs, LIFs and RRSPs

Can you take it with you? After quitting his job, Andrew wants to know if he can transfer that...

Transferring employer pensions to LIRAs, LIFs and RRSPs
couple with moving boxes

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Home buyers: How large should your down payment be?

Is it best to maximize your down payment on a house or condo purchase, or keep some money to...

Home buyers: How large should your down payment be?

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A woman doing her taxes on her laptop, sitting in her kitchen

Investing

Are interest payments tax deductible?

Interest paid may be tax deductible under the right circumstances. Find out which scenario might apply to you.

Are interest payments tax deductible?
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Can you change your mind about taking CPP early?

Rena started receiving Canada Pension Plan benefits at age 60 and wants to know if she can now defer...

Can you change your mind about taking CPP early?
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A guide to spousal RRSPs for married and common-law partners

There are benefits, but also potential pitfalls, to beware of when considering contributions to your spouse or partner’s registered...

A guide to spousal RRSPs for married and common-law partners
retired couple looking lovingly at each other

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Maximizing spousal RRSP contributions in your 70s

Don wants to know exactly when is the cutoff for contributions in his wife’s case, and when to convert...

Maximizing spousal RRSP contributions in your 70s

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Investing

Making sense of the markets this week: February 15, 2021

You can now use bitcoin to buy a Tesla, Canopy stock surges (temporarily) on earnings, why younger investors are...

Making sense of the markets this week: February 15, 2021

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