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Ask a Planner

Should you consider using joint accounts to avoid probate?

Would listing Laurel as her aging mother’s joint account holder simplify management of her mother’s affairs if she is...

Should you consider using joint accounts to avoid probate?

Retired Money

Reconsidering when to take CPP benefits amid COVID-19 risk

Most or even all of your Canada Pension Plan benefits may be lost to your partner, should you die...

Reconsidering when to take CPP benefits amid COVID-19 risk

Ask a Planner

COVID-19 financial support for working seniors

You may still qualify for the federal government’s CERB payments, even if you collect CPP and OAS.

COVID-19 financial support for working seniors

Taxes

The right way to report shared investment income on a tax return

Does changing the ratio of your contributions put you at risk for a CRA audit? And what’s the best...

The right way to report shared investment income on a tax return

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Investing

What do recent stock market gains really mean?

While stocks are still down by about 20% since February 21, 2020, U.S. and Canadian equities have risen by...

What do recent stock market gains really mean?

Budgeting

What is an emergency fund and how to build one

An emergency fund is a financial safety net designed to cover unexpected but necessary expenses, or bridge the temporary...

What is an emergency fund and how to build one

Investing

17 tips for more successful investing

Rule No. 6—do not sell on bad news—seems particularly relevant right now.

17 tips for more successful investing

Investing

So you’re thinking about buying stock right now…

For those who are considering whether to take any additional cash they have and put it into the market,...

So you’re thinking about buying stock right now…

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Ask MoneySense

Can you reduce the amount of tax withheld on RRSP withdrawals?

David is shocked by how much tax is deducted from his RRSP withdrawals, despite his low income. What are...

Can you reduce the amount of tax withheld on RRSP withdrawals?

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