Second mortgages in Canada: What are the rules?
Interested in buying a second property? Familiarize yourself with the mortgage rules first to make sure it’s the right...
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Borrowing from your HELOC to invest in equities
You can use a HELOC for leveraged investing. But what happens if you sell your home and want to...
Update on bare trust tax filing rules for 2024 and beyond
Bare trust reporting requirements have gone through a few different iterations in recent years. Here’s where things stand for...
Bonds vs. GICs: Where should you invest your fixed-income dollars?
Fixed income is finally back in a sweet spot. So, how should you take advantage, with individual bonds, bond...
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Tax implications of adding a child’s name to your rental property
To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...
A parents’ guide to home down payment gifts and loans
Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...
How do the RRSP contribution carry-forward rules work?
What are the rules about RRSP carry forwards? Should you ever defer deducting a contribution?
Why GICs are a good addition to an RRSP or a TFSA
If you’re looking for ways to protect or grow your savings, a GIC may be the right solution—especially if...
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How GIC interest rates work
Find out what factors affect GIC rates and how to buy these low-risk investments.