What is porting a mortgage in Canada—and when should you do it?
While there are many factors to consider, porting a mortgage makes the most sense when your existing mortgage rate...
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Tax implications of adding a child’s name to your rental property
To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...
What happens if your mortgage renewal is denied?
Many home owners are experiencing “rate shock” upon renewal—and in some cases, getting turned away by their lender. Here’s...
The best credit cards for seniors in Canada in 2025
The best credit cards for seniors including no-fee, cash back and travel insurance options.
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Making sense of the markets this week: August 25, 2024
Canada’s railway-bound economy screeches to halt, inflation is down, Target shares rebound and TD to pay $4-billion penalty.
Why a reverse mortgage should be a last resort for most Canadian retirees
Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...
Open bidding in Ontario: Game-changer or business as usual?
An Ontario law came into effect last year, designed to add transparency to the home-bidding process. Has it changed...
PC Optimum points: How it works and best ways to earn
If you frequently shop at Loblaw-affiliated stores, the right PC Mastercard or a PC Money Account can help you...
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Visa vs. Mastercard: What are the differences—and do they matter?
Some people care about which of the two logos appears on their credit card. Here’s why it shouldn’t make...