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Capital gains, taxes and more: The implications of inheriting real estate

There are tax, estate and other implications when inheriting real estate, even from family.

Real Estate

Read this before applying for the First-Time Home Buyer Incentive

The FTHBI promises to help make real estate more affordable, but there’s a catch: It’s a loan you have...

Real Estate

Do you have real estate FOMO? What you need to know before it affects your finances

An effect of many Canadians being priced out of the housing market, real estate FOMO can cause you to...

Real Estate

What it’s like to be a first-time home buyer in Ontario—for real

Getting your foot on the property ladder in Ontario is not easy thanks to soaring real estate prices. But...

Mortgages

Now’s not the time to switch to a fixed-rate mortgage

As interest rates climb, variable mortgage rate holders may start to panic. Here’s why you should avoid the temptation...

Mortgages

Watch: What Is the First-Time Home Buyer Incentive?

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Debt

Will credit card debt affect my mortgage application?

Having debt isn’t necessarily a problem. But the size of your debt and your history of repayment could affect...

Mortgages

Why the mortgage stress test isn’t the villain it was made out to be

The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...

Mortgages

Watch: Does debt impact your mortgage application?

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Ratehub.ca