What it’s like to be a first-time home buyer in Ontario—for real
Getting your foot on the property ladder in Ontario is not easy thanks to soaring real estate prices. But...
Mortgages
Now’s not the time to switch to a fixed-rate mortgage
As interest rates climb, variable mortgage rate holders may start to panic. Here’s why you should avoid the temptation...
Debt
Will credit card debt affect my mortgage application?
Having debt isn’t necessarily a problem. But the size of your debt and your history of repayment could affect...
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Why the mortgage stress test isn’t the villain it was made out to be
The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...
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Understanding mortgage affordability
Mortgage affordability provides an estimate of how much money you can afford to borrow for a home. Learn more...