Why the mortgage stress test isn’t the villain it was made out to be
The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...
Mortgages
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Understanding mortgage affordability
Mortgage affordability provides an estimate of how much money you can afford to borrow for a home. Learn more...
Forget the burbs—should home buyers “fly until they qualify” for a mortgage?
With Canadian home prices soaring outside of urban centres, you may be questioning the mantra “drive until you qualify.”...
How to make it as a first-time home buyer in Toronto
If you’re discouraged by the sky-high prices, hefty closing fees and bidding wars—don’t worry, there are still options for...
10 must-use housing and mortgage calculators
These tools will help you decide on big housing dilemmas, including buy or rent, refinance or renew, fixed or...
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“Should we refinance our mortgage?”
Rates are significantly lower than the one Jill and Bob have locked into until 2024. Would they save money...