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Canada’s credit score obsession is leading people to make bad financial decisions

Credit scores reward indebtedness, because credit scores are a product for the banks

Canada’s credit score obsession is leading people to make bad financial decisions
MoneySense home buying affordable

Buying

Liberals looking to make home buying more affordable for millennials: Morneau

Housing is expected to be a prominent campaign issue ahead of October's federal election

Liberals looking to make home buying more affordable for millennials: Morneau

Ask MoneySense

How should a new Canadian invest his extra cash?

Should Adam add it to his TFSA? Or pay down the mortgage on his properties?

How should a new Canadian invest his extra cash?

Real Estate

Tips on saving money as a new homeowner

Here are a few things Barry and his wife did to save money as new home owners

Tips on saving money as a new homeowner

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canadian loonie

Taxes

Selling your home to your kids—for $1

You need to consider if the savings for your child are worth the risk to you

Selling your home to your kids—for $1

Real Estate

How joint property ownership rights work

What happens when the property is sold depends on how it's jointly owned.

How joint property ownership rights work

Renting

Calculate capital gains tax on a house with a rented basement

Fernanda has owned the home for 21 years and is now selling

Calculate capital gains tax on a house with a rented basement

Real Estate

Majority of first-time buyers maxing out budgets to buy home

85 per cent reported spending the most they could afford

Majority of first-time buyers maxing out budgets to buy home

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Real Estate

Locking in your mortgage could save you money

But it also depends on your plans

Locking in your mortgage could save you money

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