Ask a Planner

“Should I delay my CPP if I’m not contributing to it?”

You can still benefit from deferring Canada Pension Plan payments with less than maximum contributions.

Retirement

What’s the average monthly retirement income in Canada?

Sponsored By

Fidelity Investments Canada ULC

Ask a Planner

OAS entitlement and deferral rules for immigrants to Canada

A person who moves to Canada in middle age won’t be entitled to the maximum Old Age Security pension....

Ask a Planner

How to avoid tax on severance pay in Canada

Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...

Pensions

Alberta Pension Plan: Why Alberta wants to leave the CPP—and what would replace it

The province says pulling out of the Canada Pension Plan to create its own pension fund would benefit Albertans....

Ask MoneySense

CPP and disability: When should you retire and start your pension?

When collecting disability, retiring early is an option. But find out how that can impact disability income and retirement...

Ask MoneySense

Making a plan: How to withdraw money from a retirement account

Canadians have quite a few options for retirement savings. But before you look at when to retire and start...

Ask a Planner

What to know about withholding tax in retirement

Most retirees have taxes owing at the end of the year. Should you adjust the withholding tax on your...

Ask MoneySense

Should you include your pension in your net worth?

Whether to include a pension in your net worth statement is up for debate. If you choose to do...