Real Estate

Open bidding in Ontario: Game-changer or business as usual?

An Ontario law came into effect last year, designed to add transparency to the home-bidding process. Has it changed...

FHSA

Can you use the FHSA and HBP together?

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Fidelity Investments Canada ULC

Real Estate

Yes, a cottage is an investment property—here’s how to minimize capital gains tax

Should you “invest” in a cottage? And if you do, what happens when you sell it, give it away...

Taxes

Can I sell my cottage tax-free?

Is there a tax exemption for capital gains? No, but find out how to allocate your principal residence exemption...

Real Estate

What happens if you delist your condo?

You couldn’t get the offer you wanted, so you’ve pulled it off the market. Now what?

Ask a Planner

Capital gains tax when renting out your former principal residence

There may be tax implications to renting out your home after moving out of it. There are also some...

Mortgages

Mortgage renewal calculator

Is your mortgage coming up for renewal soon? Use this tool to figure out if switching lenders could save...

Mortgages

Mortgage payment calculator

Use a mortgage payment calculator to understand what a mortgage will cost you in real terms.

Selling

Selling a cottage to a family member: What that means for capital gains

If the property was bought before 1994, there may already have a $100,000 capital gains deduction.