Which savings should retirees draw down first?
Seniors seeking a decumulation strategy may be asking the wrong questions. Start with your spending plan, then model how...
retirement planning
30 and no pension: What are your options?
Many 30-year-olds are at the crossroads of some major life expenses. Here’s how to save for retirement during a...
How does a reverse mortgage work in Canada?
A reverse mortgage advances you funds from a house you own. Find out if this option is right for...
40 and no pension: What do you do?
You’ve reached your 40s, are mid-way in your career and realize you’ll never have a pension. Here’s how to...
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Why a reverse mortgage should be a last resort for most Canadian retirees
Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...
Self-employed with no pension
Here’s how freelance workers and entrepreneurs in Canada can use the unique aspects of “working for yourself” to build...
David Miller Certified Financial Planner
Meet David Miller David Miller’s specialty is in helping successful Canadian individuals and families uncover and address their investment...
Annuity vs. GIC: What makes sense for retiring?
Can you compare apples to apples with annuities and guaranteed investment certificates for retiring? Let’s find out.
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Is now the time for retirees to sell stocks and buy GICs?
Many people near or in retirement are worried about stock market volatility. Does it ever make sense to put...