RRIF Archives

Tax planning in Canada isn’t just for March and April. These smart tax moves need to be made before...

Contrary to the conventional advice, taking more than the minimum RRIF withdrawal can at times save tax on your...

In retirement, some income is not subject to withholding tax, and you may potentially owe tax after filing each...

Some strategies are time-sensitive, while others can help you start the new year on the right foot.

Find out if a RRIF goes to the beneficiaries or spouse when the holder of this registered account passes...

Do Canadians need to consolidate RRSP accounts before converting to RRIFs? Find out this and more.

Seniors seeking a decumulation strategy may be asking the wrong questions. Start with your spending plan, then model how...

Is gold a safe asset to invest your retirement savings? A Certified Financial Planner offers some perspective.

The cost/benefit analysis of liquidating an RRSP can get complex fast. What matters more are your priorities.